Many people choose to opt out of travel insurance when going on holiday. They think the problems going on will not affect them, however, the chances are at the moment you are more likely than not to experience a delay of some kind. Being without travel insurance is a disaster waiting to happen and something you should not risk.

Many experts say think we have not seen the full effects of the XL collapse. If this is the case then many more tourists will find themselves with problems on their holidays. The thing to remember is, holiday insurance will protect you from all this. Should you have to pay for extra flights, your insurance (as long as you have sufficient cover!) will cover you.

For those who have not yet set off on that dream holiday, double check everything before you leave. Most people pay for the holidays on their credit card; if this is the case then you are ok. Your credit card company should reimburse you.

Ones loss is often another ones gain. Other airlines, such as EasyJet, have added extra flights to their schedule to try and help customers who have been affected. People have been experiencing problems on holiday for many years now but with recent developments, finding cheap travel insurance could not be more important.